Do you have individual dental insurance?
While to some, this might seem as an impertinent question, the fact is that since 2005, the number of people who are uninsured for several reasons have risen significantly giving government officials cause for concern about the welfare of its citizens.
There are several reasons why people don’t have health insurance, in particular, and here are some:
Reason #1: High Cost
Health Insurance coverage is expensive (as opposed to some individual dental insurance plans). In a recent Congressional Budget Study, it was found that almost 71 percent of the people who were surveyed did not have health insurance as they could not afford it. In an analysis of the figures, almost 97.5 percent of the people who did not have insurance for a year could not afford whereas only 49.4 percent stated this as a reason as to why they were without insurance for a period of four months or so.
Reason #2: Not a part of their work benefits
Yet another reason why people remain uninsured is because they cannot get insurance benefits at the place they work at. According to the same CBO study, almost 61.6 percent of the people who participated said that this was the reason why they did not have insurance.
Reason #3: No health insurance out of choice
This is one of the most intriguing reasons as to being uninsured. Yes, 11 percent of the people who participated in this study stated that they did not need dental insurance California or any other form of health insurance out of choice either because they didn’t need it or just did not believe in the concept of health insurance itself.